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Our Services

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Our Services

Residential Site Improvement / Subdivision Bonds

  • For use in building a new residential area

Commercial Site Improvement / Subdivision Bonds

  • For use in building a new commercial area

Down Payment Bonds

  • For use when purchasing real estate

Contract Bonds

  • For use in construction

Commercial / Non-Construction Bonds

  • For use in commercial services

Court Bonds

  • For use in post-court obligations

Environmental Bonds

  • For use in conservation efforts and upkeep

Miscellaneous Bonds

  • For use in anything else we can cover

Residential
Commercia site improvement
Down Payment
contract Bonds

Still not sure what bond is right for you?

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Residential Site Improvement / Subdivision

Residential Site Improvement / Subdivision bonds are used for the construction, and maintenance, of a new residential structure. One difference between a subdivision bond, and other types of bonds, is that the financial responsibility we are insuring is coming from the principal, rather than the obligee in a typical case. These bonds are often required to obtain a construction permit for a project and are typically used to cover the additions or improvements to single-family homes, townhomes, and condominiums.

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Commercial Site Improvement / Subdivision Bonds

Commercial Site Improvement / Subdivision Bonds are used to cover additions and improvements to commercial property. When issuing a subdivision bond, the financial responsibility rests with the principal, rather than the obligee. These bonds are often required to obtain a construction permit for a project, and are typically used on strip malls, churches, and mini malls.

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Down Payment Bonds

Down payment Bonds are used as a promissory note of payment, and can be used in place of cash to secure a down payment on property. This enables you to retain the use of your cash for other investments and activities. You don’t need to give that cash away until you close.

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Contract Bonds

Contract bonds are used as a guarantee that the contractor has the money, time, and resources to do a specific job. The bond protects the obligee in the event of contractor default. Typical bonded contracts could be for the construction of a building or the related subcontracts (HVAC, plumbing, electrical, masonry, roofing, demolition, etc.)

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Commercial / Non-Construction Bonds

Commercial / Non-Construction Bonds are used as a means of guarantee that a service is performed in accordance to federal and local laws. This is done to protect the consumer from harm, physical or otherwise. Unlike other types of bonds, commercial bonds do not have any contracting guarantees. This bond type is used to cover such services as pupil transportation, janitorial services, and garbage collection and hauling.

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Court Bonds

Court bonds are issued to cover many different obligations required by a court, but may take place either inside or outside the courtroom. One of the main uses for these bonds is to ensure the credibility of an individual or verify their financial circumstances. They can also be issued as a way to prevent financial loss after a court ruling, or to act as a guarantee that a court appointed task will be completed.

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Enivronment Bonds

Environmental Bonds are issued for projects that may have an impact on the environment. These bonds are issued to ensure that the environment is protected during a project. This could include waste dumping procedures that must follow all federal standards. These bonds are issued for jobs like asbestos abatement, lead abatement, and site remediation.

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Miscellaneous Bonds

As their name suggests, Miscellaneous Bonds are issued to cover anything that does not fit into the other categories. Some examples include municipal or state license and permit bonds and auto dealer bonds.

Commercial/non-construction bonds
Court
Environmental
Miscellaneous Bonds
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Providing A rated, T-listed Bonds in All States!

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First Indemnity of America Insurance Company

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